Part I Writing

　　Return to the society

　　Part II Reading comprehension (Skimming and Scanning)

　　1. What is the reason that we fail to attend to our family financial well-being?

　　[D] We think it needn’t be dealt with immediately.

　　2. We work out a budget in order to .

　　[A] avoid unnecessary spending

　　3. What is the advantage of the retirement savings?

　　[B] Employees can get money as the retirement savings from their employers.

　　4. It’s good for us to have some cash on hand to .

　　[C] cope with sudden and serious situations

　　5. Which group of people is advised to hold a health insurance?

　　[D] Those who are less than 65 years old.

　　6. The money you get from the disability insurance through the employee benefits plan is .

　　[A] not enough for a decent living

　　7. What can a life insurance do to a child?

　　[B] It offers timely money for the funeral if the child dies.

　　8. According to Karin Barkhorn, the government has to decide how to arrange a person’s assets if he dies without a will.

　　9. Once a person loses the ability to do things, a living will is a reliable document for required medical measures.

　　10. Under your durable power of attorney, if you are unable, a person can be given the authority to make financial decisions for you.
Part III Listening Comprehension

　　Section A

　　11. [A] Play the music more quietly.

　　12. [B] The professor may change his mind

　　13. [D] She can’t go on the trip because of academic reasons.

　　14. [D] It’s not certain whether the trip will take place.

　　15. [D] The woman is applying a job.

　　16. [A] She is unhappy with the man’s promises.

　　17. [B] He wants to make sure that Mr. Smith will see him.

　　18. [D] The man is unwilling to take a look at the houses for sale.

　　19. [A] She needs some information.

　　20. [C] Home-made candy.

　　21. [B] Tuesday.

　　22. [D] Priority service.

　　23. [D] taking a quick look at an exhibit before lunch.

　　24. [A] Through signs.

　　25. [C] His social status.

　　Section B

　　Passage One

　　26. [C] People differ from each other in facial features.

　　27. [B] Learn to recognize human faces.

　　28. [A] Movie actors.

　　29. [D] People differ in their behaviors and physical characteristics.

　　Passage Two

　　30. [B] deg@waikato.ac.nz.

　　31. [C] $8,000.

　　32. [D] See a doctor at the school Medical Centre.

　　Passage Three

　　33. [D] Human beings can make anything stand for anything by agreement.

　　34. [B] Our culture determines what a symbol stands for.

　　35. [C] Words are not necessarily connected with the things they stand for.

　　Section C

　　36. variety

　　37. response

　　38. usual

　　39. approach

　　40.discovered

　　41. lengthy

　　42. surveyed

　　43. possible

　　44. A list is then presented to the advisory committee which meets about once a month

　　45. If the committee likes the list, it sends it up to the board of directors which makes the final decision

　　46. So there’s a possibility that a stamp might be designed, but still never actually go into circulation
　Part IV Reading Comprehension (Reading in Depth)

　　Section A

　　47. [N] mystery

　　48. [B] sounds

　　49. [J] upon

　　50. [E] combined

　　51. [I] down

　　52. [L] or

　　53. [G] associations

　　54. [M] filled

　　55. [C] longer

　　56. [H] recall

　　Passage One

　　57. What do we learn about African elephants from the passage?

　　[A] It is difficult for people to tame them.

　　58. Thailand was once called “Land of the White Elephant” because .

　　[D] white elephant was a national symbol until the 1920s

　　59. According to the passage, why is the Thai elephant “out of work”?

　　[C] The elephants are no longer useful to their owners.

　　60. What is said about Thailand’s elephant population at various times?

　　[B] Today the elephant population is estimated at 5,150.

　　61. The passage is most probably from .

　　[C] a research report

　　Passage Two

　　62. What does Wordsworth mean by “habit rules the unreflecting herd” (Line 2, Para.1)?

　　[C] Habit is characterized by being mechanical.

　　63. What have the researchers discovered about the formation of new habits?

　　[D] They can be guided.

　　64. The word “ruts”(Line 1, Para.4) has closest meaning to .

　　[A] tracks

　　65. Dawna Markova would most probably agree that .

　　[D] curiosity activates creative minds

　　66. Ryan’s comments suggest that the practice of standard testing .

　　[B] prevents new habits from being formed
　Part V Cloze

　　The human brain is the most complex structure on the universe. It contains 67roughly 100 billion nerve cells, each of 68which has thousands of connections with each other. Their interaction 69controls each of the body’s functions, allows thoughts, perceptions, memories, feelings, and also movement and 70communication. Understanding just how the brain works, in health or in sickness, is one of the 71greatest challenges of our time. What is determined by genes, what is formed by experience? Scientists are investigating all 72aspects of the nervous system. Great progress can be 73expeeted in visualizing and modeling brain functions, as well as in research into their biological basis. Today, it is 74assumed that 30 to 50 percent of human genes exercise their function 75chiefly in the brain. This gives an 76indication of the complexity of the genetic control and 77development. The cause of many nerve diseases lies in 78defects in genes that play a role in development. Half of all genetic 79diseases affect the nervous system. The brain can only reach its full 80capability through interaction with its 81surroundings. Researchers are examining the interaction of genes and 82experiences with regard to the expression and 83fine-tuning of nerve circuits in the brain. How do nerve cell 84processes find their goal? How do different brain areas develop? How do perceiving85 functions mature? Thanks to research, the prevention and cure of may brain diseases seems possible for the first time. Better knowledge of the way the brain processes 86information could, moreover, make new computers possible.
Part VI Translation

　　87. Frankly speaking, I’d rather